Mortgage Lender/Business Banking- Austin, TX

 

ISC has been retained to identify a Mortgage Lender/Business Banking for a thriving bank in the Austin, Texas area.

Key position summary:

  • 5 plus years of Mortgage Banking experience. Important to have experience in Residential Lending.
  • In this role, you will be in charge of overseeing loan functions including loan production, relationship management and Credit Analysis. Experience in appraisal reviews.
  • This position requires the ability to determine credit worthiness of borrowers, make credit decisions, meet and exceed Banks goals related to growth, credit quality, credit analysis profitability and customer service.
  • This position also requires the sales of Bank products. Be involved in community activities as needed.
  • The highest level of professionalism, quality of service, confidentiality and ethics is required.
  • Business Banking Background.
  • Will work in New Construction
  • Good credit skills
  • Some Commercial Lending experience.
  • Existing pipeline helpful.
  • Will be calling on Realtor’ and home-builders

 

Job Description for Residential Lending :

  • Lender continually identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. A network may consist of Real Estate professionals, Builders, professional and personal contacts, as well as other valuable referral sources.
  • Responds to customer inquiries and referrals that are generated from both their own contacts. **Conducts interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
  • Ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements.
  • Achieves production goals as established by Bank. Oversees and ensures successful completion of all assigned Mortgage Loan Officer Training activities.

 

Requirements for Mortgage Lender Minimum of 5 plus year residential mortgage lending experience with a focus on generating self-sourced business. FHA lending preferred. Texas Licensed.

 

SKILLS:

  • Solid time management skills and the ability to organize prioritize and perform multiple tasks simultaneously.
  • Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences.
  • Excellent written and oral communication skills. Works well with a team and adapt to change.
  • Knowledge of Banking regulations. Understanding of banking calculations, and ratios as it related to credit analysis and then apply them to a credit decision and loan structuring. Must have a professional appearance and conduct yourself appropriately all times.

 

Please contact kimg@iscjobs.com for immediate consideration Austin, TX area candidates only please.