Our Client is a growing Community Commercial bank with a strong presence in the Houston, Texas market. The Bank has been extremely successfully serving the Texas Market through high-touch relationship banking, strong financial position, community commitment, and educational resources. The Bank has an exciting opportunity for a Commercial Lender to join their team. The role provides tremendous long term growth and excellent support/resources with the ability for untapped potential.

We’re looking for a strong Commercial Lender who understands the Houston, Texas Market and is looking for a long-term opportunity to continue learning, growing, and expanding their connections and Client relationships with a financially sound and expanding Bank.

Summary
The Commercial Lender will be responsible for developing and maintaining account relationships. This individual will develop primary customer and prospect lists within assigned territory to market a broad range of bank services.

Responsibilities for Commercial Lender – Houston, TX

• Creates lists of prospective clients for sales leads
• Builds relationships with existing Clients to maintain a strong referral pipeline
• Participates in business events that are sources for business contacts or referrals
• Solicits, develops, and services a wide variety of commercial loans and lines of credit, both secured and unsecured
• Meets with and interviews loan applicants to understand their businesses, needs, abilities, and earnings to determine whether the loan would be an acceptable risk
• Comes to conclusion and decides on loans and terms within established lending limits and/or makes recommendations to the Team Leader
• Analyzes complex business transactions across all industries, ranging from commercial to industrial loans to income producing real estate loans and construction
• Reviews and monitors current loans and credit lines to ensure compliance with terms
• Oversees and provides direction to Credit Analysts in the development and analysis of financial background data for new or renewed loans; may perform credit analyst functions on occasion
• Provides clients appropriate and profitable financial solutions to their current and changing financial needs
• Strong knowledge of Treasury Management products in order to cultivate existing and future depository relationships
• Gives product demos to qualified customers for online banking and cash management products

Requirements for Commercial Lender – Houston, TX

• Must have at least 5 years of Commercial Lending/Business Banking experience in the Houston, Texas area
• Credit Analysis experience
• Bachelor degree in Accounting, Finance, or related field preferred
• Strong business development experience and ability to network and build a COI in the Greater Texas market, as well as Client cultivation abilities

Compensation is highly competitive based on experience as well as a bonus structure
$90K-175K base plus bonus.

Please contact Kara Onorato – – 877-316-6249 to discuss further.
We gladly pay $500 for referrals that result in hire. All referrals are confidential, please send information to Kara.